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@(8 ! "
@(8 ! "
@(8+ @ȷt     }m}`$ =O k7xϧ4ݼgjƔ\+t})h_w[ OH]~b1^Յe\_su$TD^0u~_4yg@Y28Gyk	ȯڐu ?_|> $! ]FLx`@1`̬.6/+$?y.<2<. r_KbW rx5 G!sb_}rPT5d(<	{>
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ɗ iDiծǒ  {ry.} vMIL2@ 5]	@ ssv0>T7 iY rdv|ن	0/ Dmng$y 9ȇ D3 @.\$ Wy? qf_^3 my6|?{ <j  b>ܛ6 s'?T޼⇄i ΀>MHctVE]}_/k)U+ < oCúW<"*ǁ|ge  3,o @Ĥ1t6W|] @lU%~ ќry  U HWO   LW  ߄@ 耜EL/|@ DiԺ~db8Yfj ⶥ )g: R~d  ֑\H*b{8 m)7E9u5 XJt= @~Ӑ[~/[*g@f<* ucBuۿևdIsħEV ~Tj'A.($׷ rp2 y/@}E@H6zoDn y?Qew@M DxM7,s.D=:ҤG @?B	ڤHYo49 <$l'By
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 n SYY'@l?<  l YC׭ݎkݢ<*&   nQsZ@ DAR3+׋ @ dkANZȷ+Σ?  "H?\AQA@ d
ϊ%uD>ћG5 7Fs9(+ m X  rS|<*  Vj]g@۟<*< 85>l|5
 o6 8TWb Q+ kcyb:9| Rnmth9w$-Ϳ2R:gU׿X:iuqzW -FuҁmkWp{xWJ  D D D  B  B  BD BDT 2 !z "
@(8 ! "
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@(8 !< yU B  B  BD BD BD  D  D  D D D  B  BD BD BDS=_|JD;{"g    IENDB` nm  I-:PNG
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   IHDR  @      ԯi   sRGB    	pHYs    r   cPLTE   ///???OOO___ooo#8>)0TYFLqubgs t  IDATx邢:]piW)TBpΏ{GmHU
SS3                  @  @  @ @ @ @ @7 ?	pV  Z   Z   Z   Z   Z   ZK	hs  pk@ @                    _g!  sY-gͭ nNPd{tv֩m3S: fdcq.j]>{SЬZ{֙٦#o_  Qk'	f=BFn"@Jm[ b1?Xky  Eק1@fuzfzm~/q}
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0E.5]( A)bVǡ%@T rXkfF&*@L8 ScؾI]&ZC^ZvN&5@DVD? 9)]rLx7K3YJ>|0Q  2?  Q
$XC7@2q'(xZ+5S 2`	.sP
ݼNn<MYqCH'=   2,.vv:2?"S  Y!qk$=g=:"ku  ὰm2SB dkcaɓ  @8['Ce4`   S`ޖRt̂4aC Q 5
!c̻ըIm !G  R?x%DOAGjl Cffƒ  ѾيIH Υ  Dl,%;1d23Q@ 6̹3އiE R13:3=8nKM O{6Ҁ	 bz~ SȾk B ˁ bN J+  {NN$ ?y? Dȕ5  I3z=@< @Zt^>{3Them@4$dfFN
   ^w2 }΢֙~JRy G DCzo$	4kN2B  D =pE 1׃$@襕  !Ecq.>E  DuZL@L'	7  yZX dn.2UO  2,@5 [ b0n  cDBNd  a Y~L zs? i 6S<@ԋ  d Y[7'@ 4?h] 2L js2  QȬ+ ]4@T  P&*=Z1 $bs2  ̫![.~))ϣ  YTu6,i`=C~*r  hIY
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|r<^S @j~QEq@輍aɺT3{ q|ry?6Ɯ@zAH@ =33YIͣ z  ?XF*Ջ fv@ :Lۭh4
V @Lda& X4 HEu  b sCrhfVEyT  M&@e    2~AQs  iڞnK:1G@tk
  v<?.@$sr  @4thӍ&z<* R  Bx庩)/fkʣ   ĐALQ@ uŏ݌"q@CyT  Y(@$OE3~T@ [~^ۨV͐ծWҦBX,JfzU'Ħ߀Z?٩h
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ӐwtDdU[V[5!sWjLE  8@"GGbZDvAyyJY*p\;Vȫg ,5dx$? Ӑ 4@(~D[ 	e9{W>ߵ Ⱈp$- r Ts;:q GT[ P 6@H~|\N v]#wOjw]z֌ky-#h3{hym!: G{e:b #G[h: dj +~ǿx5j[1UvܷnVϤ\d=P\--x|d~a+{U<0G-@$i㑵𻢡S d #%Z Hne-ξqkt9,"ImmߏHOHQJ9ʘvZ|]@\QجMDsc#Ґ Ȩ "Gf{׉m.M97o1s҇Fmoiߟϳ̈d*<K y$a
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Photoshop 3.0 8BIM      d     d    8BIM        x8BIM             8BIM
       8BIM'     
        8BIM     H /ff  lff       /ff         2    Z         5    -        8BIM     p                8BIM          @  @    8BIM        8BIM    z      p   p  P     ^   JFIF  H H   Adobe d     			
  p p"   ?          	
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 3 !1AQa"q2B#$Rb34rC%Scs5&DTdE£t6UeuF'Vfv7GWgw 5 !1AQaq"2B#R3$brCScs4%&5DTdEU6teuFVfv'7GWgw   ? 4I%)$phI@Zb';BTIvL)Ә/p[“OTIKwmHCU'Mxw~oӥ]}DDus#k4+,t)nP@.9~w%dBKnhRX+F]hIgau|\2 ʆQ1І@AtI4phQ>J1&u3]xSp,lt鶶l'qsHеl˦IH!5_Uŀ{2}G@?9Cjben&6VٖkL~ʗμS@zc,kƒ6;hauXf:ƶ6ޏ@DHu_OҠ+~v]ޏP.ud9v Foʮ#?Zǫ#V~&}?vSc_leE.!?,4in6{}LF5c}ZvA/SeQi4ݥNSC*h\dՂ]kNl?羷&KmOy04\Nzqs>K~ tlsfʉ\rܱ)Qa}
{={7%v-kPx?γha4J;|qp%P;7rk-Ԙ9Qȓ:pR^_2 %HA=t=PD§\c _."IOo}m.02Џ'7Vw]exH  `{o;s?bbMw!صl*lm70NkWX-95VIs^\cP?ow\"K\CZۿ7Y-#S$gZkJ-w^-Z:{Xk1壊~;ZCC[[s ţ}O I{ok@w:FUFֹv46 Vnh+03WnƬ ȇKoiT9QoS>訮YXʯwFua"W[,uEոlyз_B|8iYĵ;ZI;[ ^roӹ7k !멨[\qC o齾qpw5L048C qS4B4GWу 5a<7^iq1ە.efMm8-kk }yFMX_}a{#P>DZ\=4{eAzn4ߺcӺe9nlqt ql+u~ ?DhYĈ	oC2 Alꬴm.sA-n7sY"eniX5.F}N|"eqi{'wAAF չN7˽PaӏiS6@A'#?3PDkSs^؈+Q 18j7z{]?R{i _edeF?5[H O蕜&t2ImAw}&.َ=C'q/8걑/4y柤؜f6Dπ|n՜bcUvb[_f+	;.%5)sOp򱭖1;Ol;ne\d$"鳑~&.52遾5j 1ne5a,nT\θY{+L 97'(>-x-nʿRVfYa}S/Nn sq.ve^	ӳݷo\tZ Wۭ|9oxޯ1g".Р8-/l@.7#mf:˘v˛ٽڒ$`fΞVFj` |H<uݖblxKb!w;ӈG]ɮ8Iݠi~U^ >	CkK ^[??gR睏N@G?Fk	N!<rts6<ON9^ŮRGz'Fiw0.luC6V;>W;[[w:;{WDmM
 Ѱ~Vi@ I"{ }h_62pn7cl & +bZ1jJ:\^Yuۭu=!VNĿ ͳs}Gڝc9?>CCN:s侮e ONB6P {DwK+ֶ|aۧy't>1.4vIUsW^cK (x$jG][*ሲ6S]K-ȴKSWM "O:&زBGz䰒|
jpBL5hi4I%0Z	au.M8rW@)$5gu;_1loJacik_aHS!zEtXd^g]s ԉ|gV5n`I35kbn ' 5t;(և~hZxGp~Dsl?HV1>Enx$IW[GEǯWUEDGMu1hkDBHjRI$8BIM          ,ICC_PROFILE   ADBE  mntrRGB XYZ      acspMSFT    none                       -ADBE                                               
cprt      $desc      fwtpt     bkpt     rTRC     gTRC     bTRC     rXYZ     gXYZ     bXYZ     text    (c) 2002 Adobe Systems Inc. desc       Custom RGB                                                                                  XYZ            :XYZ                 curv       3  curv       3  curv       3  XYZ         J  uXYZ       L     %XYZ       !     Adobe d      
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                       	      
                                                                 '                        
                                                     !      o   b $   0=9Sڲpmmy              b $   I-: u           R $   n*ml j     l"      R $   e~ghWC7ЋI ,     ְ      b $   8;Fj.J9T[ )     n      2 $   ۙ.M!eÛg! E              0e     0e                                    A                    A    5%                   "            @             8                                              w            ʚ; ʚ;   g            4   1   d   1   d        0          p        p  p       @   <     4   d   d   d   d   @ w0t                                        <     4   B   d   B   d      @ x0t                     8    0        _ _ _ P P T 1 0                 ?          %  :                                     M E N A   C o m p l i a n c e   O f f i c e r s   F o r u m  I a n   J a r v i s      F o r t e n t      R e g i o n a l   A c c o u n t   E x e c u t i v e     (   R                1                   Q      	                                                              )   Why do Banks need an AML Computer System?     *          *            *      	           
                                             Business Challenges           	                     Financial InstitutionsNeed more effective complianceRe-use investments-integrate with fraud and financial crime detectionTechnical integration vs organisational integration  ,                                                	                                 )   AML Regulation is Evolving Fast Globally!     )             	           G  Like Death and Taxes, Increased Regulation will go on forever!!Manual and human intervention cannot keep pace with changeFATF, EU directives, United Nations Security Council Resolutions, Basel Committee all impact AML RegulationsThe USA Patriot Act is driving many of the global requirements9/11 blunt legislationCross border cash movementsPEP ListsThe United Kingdom - FSA POCA - Proceeds of Crime ActNCIS ReportingEuropean Directives3rd Directive - Increased Scrutiny - EDDMoney Laundering Reporting Officers need a global viewLocal knowledge is no longer good enough.           P  Z  ?        Z =       Z         Z ,       Z         Z )       Z 7        Z *       Z        ?       =              ,                            &       7       *            z      	         !     	                                  +   Why should I care about these Requirements?     ,      	             M o n e y   L a u n d e r e r s   a n d   T e r r o r i s t s   s e e k   o u t   v u l n e r a b l e   b a n k s  T h e   R e g u l a t o r   w i l l   f i n e   t h e   b a n k   h e a v i l y    I g n o r a n c e   i s   n o   d e f e n s e !    O F A C   c a n   a n d   w i l l   s e i z e   c u s t o m e r s   f u n d s  B a n c o   D e l t a   A s i a   L t d .     M a c a u  U S ,   E u r o p e a n   a n d   o t h e r   b a n k s   w o n  t   C o r r e s p o n d   w i t h   y o u  S t r i c t   D u e   D i l i g e n c e  C o r r e s p o n d e n t   B a n k   C e r t i f i c a t i o n s  D e m a n d   d u e   d i l i g e n c e   ( K Y C C )  T h e   c o s t   o f   a   F i n e   i s   i n s i g n i f i c a n t ,   c o m p a r e d   t o   t h e   i n t e r n a l   c o s t   a n d   l o s s   o f   b u s i n e s s .  R e s t r u c t u r i n g ,   n e w   p r o c e d u r e s ,   n e w   s y s t e m s ,   t r a i n i n g  L o s s   o f   r e p u t a t i o n  L o s s   o f   s h a r e h o l d e r   v a l u e      d                 (                 7         S        Y         b        d              (             #       
     
       S      Y       b             9      	              	       	                              Reputational and Personal Impact     !      	               	  I f   d o i n g   b u s i n e s s   y o u   l o s e   d o l l a r s   f o r   t h e   f i r m ,   I   w i l l   b e   u n d e r s t a n d i n g .   I f   y o u   l o s e   r e p u t a t i o n   f o r   t h e   f i r m ,   I   w i l l   b e   r u t h l e s s .   	 	 	 W a r r e n   B u f f e t t            T h e   s m e l l   o f   s p l i n t e r e d   w o o d   a s   I   c r a c k   t h r o u g h   t h e   d o o r   t o   a r r e s t   a   b a n k i n g   p r o f e s s i o n a l   m a k e s   m y   l i f e   w o r t h w h i l e ,    	 	 	 	 C l i f f   K n u c k e y    H e a d   o f   t h e   S c o t l a n d   Y a r d   A n t i - M o n e y   L a u n d e r i n g   t e a m  ( R e f e r r i n g   t o   t h e   p l e a s u r e   i t   g i v e s   h i m   t o   a r r e s t   w h i t e - c o l l a r   c r i m i n a l s )     	 M o n e y   l a u n d e r i n g   c a u s e d   a   5 %   d r o p   i n   s h a r e h o l d e r   v a l u e ,   e q u a t i n g   t o   $ 1 b n   i n   o n e   d a y      M i d   t i e r   U S   b a n k               Z         Z          Z          Z         Z          7      x    Z - < h     p   Z - <         Z           3        3                 3                 u                                         5       I      
              
 V                                        3                  	               	                      	  K             	  (             	                             	                      	  -       I      	               	  j                                       2   What is it Regulators are looking for banks to do?     2             	             A l l   a c c o u n t s   r i s k   r a n k e d   s y s t e m a t i c a l l y  A l l   t r a n s a c t i o n s   r i s k   r a n k e d   s y s t e m a t i c a l l y  A l l   t r a n s a c t i o n s   a n d   a l l   c u s t o m e r   a c t i v i t y   p r o f i l e d   t o   d e t e r m i n e    u s u a l   a n d   n o r m a l    b e h a v i o r  P e e r   g r o u p s   u s e d   t o   f i n d   u n u s u a l   b e h a v i o u r   i n   s i m i l a r   a c c o u n t s  H o w   i s   p r e v i o u s l y   u n k n o w n   b e h a v i o r   d e t e c t e d   a n d   a l e r t e d  P r o f i l e s   t o   b e   d y n a m i c a l l y   c r e a t e d   a n d   a d a p t e d  R u l e s   m u s t   b e   d y n a m i c a l l y   c r e a t e d ,   a d a p t e d   a n d   i m p l e m e n t e d  T h e   R e g u l a t o r s   w a n t   b a n k s   t o   a c t i v e l y   f i n d   m o n e y   l a u n d e r i n g !  R e g u l a t o r s   a r e   b e c o m i n g   m o r e   I T   a w a r e ,   t h a n   e v e r   b e f o r e !   2                                v           &          	              v      	                                 ,   How do Compliance Officers be best prepare?      -         -            -      	           
                         	                     Current AML Compliance Framework            	                    Compliance is a blend of technology and human interactionTechnology is only a tool to assist you in each of these areasYou need to understand the strengths and weaknesses of humans and technology and how they interact in your organisationAML Compliance is a Global requirementCompliance is non competitivebut you will be benchmarked by the regulator and other international banksProtect yourself above all others, other banks are duty bound to report you.     :         ?                 K        M                  :       
              &              K       M                         	                        
                    How to be best prepare           	                    T a l k   t o   b a n k s   t h a t   h a v e   d o n e   t h i s   b e f o r e  L e a r n   f r o m   t h e i r   s u c c e s s   a n d   m i s t a k e s    B e   b u s i n e s s   l e d ,   d o   n o t   l e a v e   i t   t o   I T !  B u s i n e s s   C o m p l i a n c e   i s s u e ,   n o t   p i o n e e r i n g   I T   t e c h n o l o g y    B a s e d   o n   l e g a c y   h i s t o r i c a l   t r a n s a c t i o n   d a t a  I t   i s   v e r y   i m p o r t a n t ,   b u t   n o t   I T   m i s s i o n   c r i t i c a l  R e v i e w    A m e r i c a n   B a n k e r s   A s s o c i a t i o n    r e p o r t   o n   A M L   v e n d o r s  R e v i e w e d   1 4   A M L   V e n d o r s   f o r   9 , 6 0 0   m e m b e r   b a n k s  R e l a t e s   t o   C o m p l i a n c e   r e q u i r e m e n t s ,   n o t   I T   o r   t e c h n o l o g y    w w w . a b a . c o m  N o t   a l l   v e n d o r s   a r e   c o m m i t t e d   t o   A M L      s e e   l i v e   w o r k i n g   s i t e s  V e n d o r   U s e r   G r o u p      A r e   t h e y   V e n d o r   p r o d u c t   o r   A M L   f o c u s s e d ?  A M L   P i o n e e r i n g   i s   d e a d ,   g e t   w i t h   a n   e s t a b l i s h e d   v e n d o r    B r i n g   t o g e t h e r   C o m p l i a n c e   a n d   I T   t o   u n d e r s t a n d   h o w   y o u   w i l l   w o r k   t o g e t h e r   t o   p r o t e c t   y o u   a n d   t h e   b a n k      )         '        (                 <         u                )       '       (              <       u               .        	         	       	                                         F   S u m m a r y      W h a t   T e c h n o l o g y   S h o u l d   D o          6  I d e n t i f y    p e r s o n s   o f   i n t e r e s t    ( P E P s ,   O F A C   S D N s ,   e t c . )  D e t e c t   k n o w n   s c e n a r i o s   o f   M o n e y   L a u n d e r i n g  D e t e c t   H i d d e n   R e l a t i o n s h i p s  P r o f i l e   a l l   t r a n s a c t i o n s   a n d   a l l   e m p l o y e e   a c t i v i t y   t o   d e t e r m i n e   u s u a l   b e h a v i o r  C o m p a r e   a l l   t r a n s a c t i o n s   t o   P e e r   G r o u p s   t o   f i n d   u n u s u a l   b e h a v i o r  D e t e c t   p r e v i o u s l y   u n k n o w n   b e h a v i o r   a n d   g e n e r a t e   a l e r t s  D y n a m i c a l l y   c r e a t e   a n d   a d a p t s   p r o f i l e s  D y n a m i c a l l y   c r e a t e ,   a d a p t s   a n d   i m p l e m e n t s   r u l e s                                4   What are the key things to look for in an AML system     4      	                    A   s y s t e m   t h a t   f i n d s   t h e   b a d   g u y s   o t h e r s   m i s s ,   w h i l e   s i m u l t a n e o u s l y   r e d u c i n g   f a l s e   p o s i t i v e s   a n d   r e d u c i n g   c o s t s  P r o v i d i n g   a c t i v e   p r o t e c t i o n   h e l p s   i n t e r a c t i o n   w i t h   e x a m i n e r s  R e d u c e d   t i m e   t o   d e t e c t i o n ,   t h r o u g h   c o n t i n u o u s   m o n i t o r i n g   o f   e v e r y   t r a n s a c t i o n   o n   e v e r y   a c c o u n t    A d a p t i v e   a c c o u n t   p r o f i l i n g   a n d   c o m p a r i s o n   t o   p e e r   a c c o u n t s   t o   p r o v i d e   t h e   l o w e s t   f a l s e   p o s i t i v e   r a t e s .  E f f e c t i v e   P r o f i l e s   c a n  t   b e   b u i l t   u s i n g   s a m p l i n g  S o l u t i o n s   t h a t   a r e   s c a l a b l e   a n d   t h a t   c a n   h a n d l e   l a r g e   t r a n s a c t i o n   v o l u m e s  E n d   u s e r   t o o l s   t o   i n s t a n t l y   m o n i t o r   a n d   s t o p   n e w   A M L   a t t a c k s  R e c o m m e n d a t i o n s   f r o m   o t h e r   B a n k s   t h a t   a l r e a d y   h a v e   A M L   t r a n s a c t i o n   m o n i t o r i n g   i n   p l a c e .  A n   i n t e r n a t i o n a l   U s e r   G r o u p   t h a t   w i l l   s h a r e   i n f o r m a t i o n ,   b e s t   p r a c t i c e s ,   e m e r g i n g   A M L   a c t i v i t i e s   a n d   R e g u l a t i o n   i n   o t h e r   j u r i s d i c t i o n        o         =                 1        g                      C       =               1       e                          P   ,      	  C       =      	  B      <      	  Y             	                                        4   What are the key things to look for in an AML system     4      	                    A   s y s t e m   t h a t   f i n d s   t h e   b a d   g u y s   o t h e r s   m i s s ,   w h i l e   s i m u l t a n e o u s l y   r e d u c i n g   f a l s e   p o s i t i v e s   a n d   r e d u c i n g   c o s t s  P r o v i d i n g   a c t i v e   p r o t e c t i o n   h e l p s   i n t e r a c t i o n   w i t h   e x a m i n e r s  R e d u c e d   t i m e   t o   d e t e c t i o n ,   t h r o u g h   c o n t i n u o u s   m o n i t o r i n g   o f   e v e r y   t r a n s a c t i o n   o n   e v e r y   a c c o u n t    A d a p t i v e   a c c o u n t   p r o f i l i n g   a n d   c o m p a r i s o n   t o   p e e r   a c c o u n t s   t o   p r o v i d e   t h e   l o w e s t   f a l s e   p o s i t i v e   r a t e s .  E f f e c t i v e   P r o f i l e s   c a n  t   b e   b u i l t   u s i n g   s a m p l i n g  S o l u t i o n s   t h a t   a r e   s c a l a b l e   a n d   t h a t   c a n   h a n d l e   l a r g e   t r a n s a c t i o n   v o l u m e s  E n d   u s e r   t o o l s   t o   i n s t a n t l y   m o n i t o r   a n d   s t o p   n e w   A M L   a t t a c k s  R e c o m m e n d a t i o n s   f r o m   o t h e r   B a n k s   t h a t   a l r e a d y   h a v e   A M L   t r a n s a c t i o n   m o n i t o r i n g   i n   p l a c e .  A n   i n t e r n a t i o n a l   U s e r   G r o u p   t h a t   w i l l   s h a r e   i n f o r m a t i o n ,   b e s t   p r a c t i c e s ,   e m e r g i n g   A M L   a c t i v i t i e s   a n d   R e g u l a t i o n   i n   o t h e r   j u r i s d i c t i o n        o         =                 1        g                      C       =               1       e                          P   ,      	  C       =      	  B      <      	  Y             	                                        '   Preparing an Request for Proposal - RFP     '      	                                                               
                    
   Thank you   *            	                          
      	                                            Contact Details           	                     Ian Jarvis	Regional Account ExecutiveEmail: i.jarvis@fortent.com FortentProspect House80-110 New Oxford StreetLondonWC1A 1HBUnited KingdomTele: +44 20 7255 1065Mobile +44 784 3033107Fax +44 20 7436 9443  |           Z         Z &        Z        Z         Z (                                          .   /      	         	        	                              0     /   C   /         
                                                                                                                                                             <         	             0`                33     `               S f 3  f  `                 33 g `                  f    `          www      3 PP   `         ZX   db mo      `         \  ғ 3  y`  Ӣ `          3f  3f    f  `          3f   3 FK f   `     hk]  www    f ܹ `     ff  >>\  `Y{ ff   `     R>&  -   {p _/ ̴   `           # idc }}     >    ?   "   d      d         @            #       ?    d #  d       @                           www   " @        `       }       n    ?   "   d      d        @                              @@       ``           P T      	           	          	    @     	    `     	        `               p >                                                 
  >                                        
         	  (      @             (    	                    
              
      
   T                     1      ?          # "                   $   
      
   0       d          	    "            `0             d              R   Click to edit Master text stylesSecond levelThird levelFourth levelFifth level     !                       
   S         N   
      
   0       d          	    "           `Pr `           d H    @        _ _ _ P P T 9   "                @                 x                *   0                 '                                                 
      
   6       0 d              	    "           }  `p              d T                  Click to edit Master title style     !       
   !         r    
      
   <                    jJ          "                    
      
   <              #                c "$                   ?            l   
      
   0   A                  ?   # "     `          
P H    
         0         ޽h      	   ?             # idc }}    8    0        _ _ _ P P T 1 0        .   W
  (   F O R T E N T   P R E S E N T A T I O N           	           0      P    	   	      (    	                    
          l   
      
   0   A                  ?   # "     `         8t@`     
      
   Z                     1      ?             c "$                  ?               
      
   6        i              	    "           0              i T                 Click to edit Master title style     !       
   !             
      
   <              #                c "$                   ?        p       
      
   0       Ai          	    "           	0@             i W             #   Click to edit Master subtitle style     $       
   $         r    
      
   <                    jJ          "                   
      
   0    Di                   "           `` r                formerly Searchspace   @         (   2         www       	 www2         www `   B
   	   
  s *   D                  "           `` H    
         0         ޽h      	   ?             # idc }}    8    0        _ _ _ P P T 1 0        .   `@j f          0             (   v   (    	                    
    (          
   (   
   0       e8          	            P              
8 P                *                                 
                
   (   
   0       j8          	          	              8 R                *                                 
            d    
   (   
  c $              	 ?        
             8    
   (   
   0       /i          	        
0            8              R   Click to edit Master text stylesSecond levelThird levelFourth levelFifth level     !                       
   S             
   (   
   6       3i              	        _  P            	8 P                *                                 
            <   
   (   
   6       q8              	        _	 `           i H    @        _ _ _ P P T 9   "                @                 n                *   $                 "                                            H    
   (      0        ޽h       	   ?                  33      8    0        _ _ _ P P T 1 0        .   |o 	                       0                      (    	                    
          x    
        c $             Li             0              i              H    
         0         ޽h      	   ?                  33                  _ _ _ P P T 1 0   i     .   `z%t   +        D=     '                         8    =   @B   	    +                            0                 <   (    	                    
           ~    
         s *             ܘi                 p0              i              ~    
         s *             i               	0@             i             H    
          0         ޽h      	   ?              .W  k  3 \      y        _ _ _ P P T 1 0   Y      +        D=     '                         8    =   @B   	    +                         0               L0            p   ?   (    	                    
    p      ~    
   p     s *             i                                                 (  " 
   p   
               Xi 0e     0e                                          G                    ?         	          C "        0e   `         {             i             )  " 
   p   
   Z        i   G                ?       	      # "     `                       RegulatoryIncreasing compliance regulation globally - FATFIncreasing pressure from regulators on FIsAML requirements now extend to securities, insurance, real estate industries and casinos as well as banksRegulatory compliance is primary driver of AML investments  N                                                                      	      " 
   p   
   Z        i   G                ?       	      # "     `                         TechnologyIT compliance spend = $34Bn (5% AML*)Annual spending expected to continue to increase*Technology is NOT the big cost!Investigations are 64% of costs**Industry vendor consolidation* Tower Group** Celent   p                                         "                                      	       
            	   H    
   p      0         ޽h      	   ?              .W  k  3 \      y        _ _ _ P P T 1 0   Y      +        D=     '                         8    =   @B   	    +                          0             $      (    	                    
    $      ~    
   $     s *             4i                 }  `p              i              ~    
   $     s *             i                  `             i             b   
   $   
  C :      A   "      S h a r e h o l d e r V a l u e        p0 H    
   $      0         ޽h      	   ?              .W  k  3 \      y        _ _ _ P P T 1 0   Y      +        D=     '                         8    =   @B   	    +                         0             0   <   (    	                    
    0      ~    
   0     s *             0                 }  `p                            ~    
   0     s *             i                  `             i             H    
   0      0         ޽h      	   ?              .W  k  3 \      y        _ _ _ P P T 1 0   Y      +        D=     '                         8    =   @B   	    +     4                      0               L0 C   ;         8      (    	                    
    8      R   
   8   
  C *      A         a r r e s t e d        	  ~    
   8     s *                              }  `p                                
   8   
   B                        	              P                          p   
   8   
   H   A         ) ) ?        b u f f e t t _ p g          `0~    
   8   
   H        0              ) ) ?           E	                 . . b a n k s   n e e d   t o   m a i n t a i n   t h e   c o n f i d e n c e   o f   d e p o s i t o r s ,   c r e d i t o r s   a n d   t h e   g e n e r a l   m a r k e t   p l a c e .    -   B a s e l   C o m m i t t e e   o n   B a n k i n g   S u p e r v i s i o n      8        0 
               B        ,                   	      
   8   
   H        d#   f          ) ) ?          @0 -               Commercial Bank of New York fined $5millionBanco Popular fined $21.6 millionABN Amro fined $60 millionCitigroup had their licence revoked in Japan  0        0 
                            @   .      	         	  "      	         	  A      	   H    
   8      0         ޽h      	   ?       k          3 ff / f        y        _ _ _ P P T 1 0   Y      +        D=     '                         8    =   @B   	    +                         0            D   <   (    	                    
    D      ~    
   D     s *             h7                 }  `p                            ~    
   D     s *             ,8                                            H    
   D      0         ޽h      	   ?              .W  k  3 \      y        _ _ _ P P T 1 0   Y      +        D=     '                         8    =   @B   	    +                            0      0      L   <   (    	                    
    L      ~    
   L     s *             E                 p0                            ~    
   L     s *             lF               	0@                          H    
   L      0         ޽h      	   ?              .W  k  3 \      y        _ _ _ P P T 1 0   Y      +        D=     '                         8    =   @B   	    +     u                      0      @   &   &P      (    	                    
    P      x    
   P     c $        M                 }  `p                            x    
   P     c $        N                 ` `                          L   
   P   
  c $      X    9 9      ?        \     F    	      X       
   P                 Wl ,   
   P  
  3           B0  C   D   EL   F8                       4                      T T T [ d n u u  u  u   n   d   [  T  T h  0d h h      @             ` @       `        v       <   B
   P  B
  #                         <   B
   P  
  #                       ~   ,   
   	P  
  3           Br  C   D   EL   F8                       4                     B NNNlB        l NB NR  rR R      @             ` @       `           :     <   B
   
P  
  #                        <   B
   P  
  #                       ~   ,   
   P  
  3           Br  C   D   EL   F8                       4                     B NNNlB        l NB NR  rR R      @             ` @       `           :     \   T    	   :  ]  >  .   
   P    #                  P  `           
   P  
     B  C  D   E   F"                                          P      @           `  "     `      :      .       
   P  
     B  C  D   E   F"                                          Q      @           `  "     `      j  ]  >         
   P  
     B  C  D   E   F"                          5%                       X) ?                   Q      @           `  "     `      j  ]  >     \   T    	   :  ]  >  .   
   P    #                     X           
   P  
     B  C  D   E   F"                                          P      @           `  "     `      :      .       
   P  
     B  C  D   E   F"                                          Q      @           `  "     `      j  ]  >         
   P  
     B  C  D   E   F"                          5%                       X) ?                   Q      @           `  "     `      j  ]  >         
   P  
   6    R                                      0  P  1  ]   <                                   
               
   P  
   0    $U                   "            `      (   N                Information & Training           (   2          \   T    	   :  ]  >  .   
   P    #                    X  c         
   P  
     B  C  D   E   F"                                          P      @           `  "     `      :      .       
   P  
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   P  
     B  C  D   E   F"                          5%                       X) ?                   Q      @           `  "     `      j  ]  >     \   T    	   :  ]  >  .   
   P    #                  p  X           
   P  
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     B  C  D   E   F"                          5%                       X) ?                   Q      @           `  "     `      j  ]  >     \   T    	   :  ]  >  .   
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    P  
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     B  C  D   E   F"                          5%                       X) ?                   Q      @           `  "     `      j  ]  >        
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              0e     0e                     A                                          5%               	   ?          "            P             8 ]  
      
   0    48                   "            @@	              }   A Fortent Guide to preparing an RFPBased on Fortent's experience over the last 10 years as a leading AML solution provider.  :   ~         #                W                    }      	          H    
         0         ޽h      	   ?             # idc }}                _ _ _ P P T 1 0   i     .   pV	   +        D=     '                         8    =   @B   	    +     }                      0               $   (    	                    
          r    
        S         D8           }  `p              8              r    
        S         lE8              `             8             H    
         0         ޽h      	   ?             # idc }}                _ _ _ P P T 1 0   i     .   4   +        D=     '                         8    =   @B   	    +                           0            |   6   (    	                    
    |      r    
   |     S         PK8             }  `p              8                  
   |     S          Y8              `             8              
      % H    
   |      0         ޽h      	   ?             # idc }}                _ _ _ P P T 1 0   i     .   ,1   +        D=     '                         8    =   @B   	    +              0             ,   4   (    	                    
    ,      d    
   ,     c $               (           !
              8     
   ,     s *             8    (           
0             8              
            H    
   ,      0        ޽h       	   ?                  33               0             4   4   (    	                    
    4      d    
   4     c $               (           !
              8     
   4     s *             8    (           
0             8              
            H    
   4      0        ޽h       	   ?                  33               0             H   4   (    	                    
    H      d    
   H     c $               (            
              8     
   H     s *             8    (           
@             8              
            H    
   H      0        ޽h       	   ?                  ̙ 33    (         0      p      \   8   (    	                    
    \      d    
   \     c $               (           !
              8     
   \     s *             x8    (           
0             8 "                        	   H    
   \      0        ޽h       	   ?                  33      8    0        _ _ _ P P T 1 0        .   Z_0%          0            d      (    	                    
    d      d    
   d     c $               (           ;
              8 u   
   d     3r             P8 1l     1l                                                (           
 r             8              k   Detection is the foundationMakes investigation effectiveAugmented by our workflow and reporting tools  4   j                 j             
         H    
   d      0        ޽h       	   ?                  ̙ 33             0            l      (    	                    
    l      d    
   l     c $               (           ;
              d u   
   l     3r             48 1l     1l                                                (           
 r             d              k   Detection is the foundationMakes investigation effectiveAugmented by our workflow and reporting tools  4   j                 j             
         H    
   l      0        ޽h       	   ?                  ̙ 33    0         0            t      (    	                    
    t      d    
   t     c $               (           !
              8     
   t     3r             sd \  T   \  T                                            (           
0             8 "                        	   H    
   t      0        ޽h       	   ?                  33       rt        B  M  Z  rT  \  &g  j  l  I  5  s  !  sv   y  }        =      ~_     0     -                        1                                                                                                                                                                                                                                                                                                                                                               Oh +'0   T        h      p                     	            
                        $             MENA          ij        fortentppttemplate_final          Administrator         27        Microsoft Office PowerPoint @       @   ӵ@   V(   d  G   S      g   	  )   '                  	                                """ ))) UUU MMM BBB 999 | PP       3   f          3  33  f3  3  3  3   f  3f  ff  f  f  f     3  f    ̙       3  f        f        3 3 3 f 3  3  3  3  33 333 f33 33 33 33  f3 3f3 ff3 f3 f3 f3  3 33 f3 3 ̙3 3  3 33 f3 3 3 3 33 f3 3 3 3   f 3 f f f  f  f  f  3f 33f f3f 3f 3f 3f  ff 3ff fff ff ff  f 3f ff f ̙f f  f 3f f f f  f 3f f f       3        33 f  3    f 3f f3 f f 3 3 f  ̙   ̙ 3̙ ff ̙ ̙ ̙   3 f̙       3  f       3 33 f3 3 3 3  f 3f ff f f f   3 f  ̙    3 f      3 f    3  f     3 33 f3 3 3 3  f 3f ff f f f   3 f  ̙    3 f    3 f   ff ff f ff f f  ! ___ www                                 ff    4      '  A   x          (      x          K                                       ʦ       """ ))) UUU MMM BBB 999 | PP         3   f        3   33  3f  3  3  3  f   f3  ff  f  f  f     3  f           3  f  ̙      f     3   3 3 3 f 3  3  3  33  333 33f 33 33 33 3f  3f3 3ff 3f 3f 3f 3  33 3f 3 3 3 3  33 3f 3̙ 3 3 33 3f 3 3 3 f   f 3 f f f  f  f  f3  f33 f3f f3 f3 f3 ff  ff3 fff ff ff f  f3 ff f f f f  f3 f̙ f f f  f3 f f       3        33  f 3   f  f3 3f f f 3 3 f      3 ff ̙     3 f        3  f     3  33 3f 3 3 3 f  f3 ff f f f ̙  ̙3 ̙f ̙ ̙ ̙   3 f ̙     3 f     3  f   3  33 3f 3 3 3 f  f3 ff f f f   3 f      3 f ̙   3 f   ff ff f ff f f !  ___ www                              FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFG G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@G G@ F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G F F @ G FF F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F F F G F ooooooooGFjFFFFjF GGGFoGFGFGF G G G G m     CC mm    mCm Cm GFG GFGoF  mm    mCCCC  C  G G F G CmmC  m m C mC mm CCCC GF GoF  CCCm m CC  C   CCC mC  GFFFG G m m  C  mmCm  CCCm GFiF  CCC mC C Cm mCC CCC CCCC  m CC CC GoiGmmCmmCCmmmCmCmmmmmCmmmmmCmCmGoooF GGFG@GFG@GFG@GF                                                                                                                                                                                                                                                                                       ՜. +,0                                                  	      
                                          J             On-screen Show        Searchspace Ltd    `                                                                         Arial    Verdana 
   Wingdings    Frutiger 45 Light    Arial Unicode MS    Times New Roman    FORTENT PRESENTATION R   MENA Compliance Officers Forum Ian Jarvis  Fortent   Regional Account Executive  *   Why do Banks need an AML Computer System?    Business Challenges *   AML Regulation is Evolving Fast Globally! ,   Why should I care about these Requirements? !   Reputational and Personal Impact 3   What is it Regulators are looking for banks to do? -   How do Compliance Officers be best prepare?  !   Current AML Compliance Framework    How to be best prepare $   Summary  What Technology Should Do 5   What are the key things to look for in an AML system 5   What are the key things to look for in an AML system (   Preparing an Request for Proposal - RFP 	   Slide 15    Contact Details            Fonts Used             Design Template             Slide 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